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If you need quick cash right away, apply online for a payday loan.

Payday Loans

Do you ever find yourself living paycheque to paycheque? Has a sudden expense, like a car repair, ever blown your budget because it snuck up on you just a little bit too early (where you would have had the money in just a few more days)? If you could get your hands on your next paycheque early to cover bills and expenses, wouldn't it be worth your while?

If you occasionally need to get paid before you actually do get paid, payday loans might be the solution.

What is a Payday Loan?

Payday loans are cash advances against a future paycheque. They're for when you need cash now -- not in a few days. You just apply online, confirm the loan, go through the approval process, and get your cash  within 60 minutes of approval!

You get your cash. You pay your bills. Then, when you get your next paycheque you pay the loan off in full, plus a fee to the payday loan company. That's all there is to it!

Is a Payday Loan Right for You?

If you need quick cash for unexpected car repairs or to pay a bill, why not take out a traditional bank loan or use your credit card? How is a payday loan better? Payday loans offer:
  • Convenience (you can apply online)
  • Speed (you can have your cash within an hour of approval your first time)
  • Transparent fees (rather than figuring out complicated interest calculations)
  • Low cost to get a payday loan
You know exactly what you're getting, when you'll get it, and how much you have to pay back. Payday loans don't add to the stress of desperately needing your next paycheque. They help you overcome it!

Need a feel for now much you can borrow and how long your loan will take to pay off? Our personal loan repayments calculator will allow you to work out your
monthly repayments... Try it now...

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The brand and logo are trademarks of Pixel Capital Pty Ltd. Operated by Credit World Ltd ABN 11 128 435 861, Australian Credit Licence Number 397589, Credit Ombudsman Service Number M0008295.

* The products compared on this page are chosen from a range that has access to track applications from and is not representative of all the finance products available in the market. You should always consider seeking independent financial advice and your personal financial circumstances when comparing loan products.

Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "Apply Now" button you will have an opportunity to review the product terms and conditions on the product issuer's web site. Even though we provide information on financial products in Australia we are not a credit provider nor are we suggesting that you apply for any particular product from any of the providers listed.