What are overdraft fees?
August 18, 2010
Overdraft fees are charged by banks for a number of reasons. They are not included in the interest on a loan and should be calculated.... Read more »
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Loans for retired people
August 12, 2010
Loans are mostly unsecured, that is they rely on the income of the person who is getting the loan to repay the loan..... Read more »
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When should I get a consolidation loan?
July 20, 2010
Consolidation loans are a great tool for a person who is getting to grips with their credit situation. However there are a few.... Read more »
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Why you should look at fees as well as interest rates
July 14, 2010
Most borrowers when looking for a loan will look at the interest rate. This is sensible as the interest is a major cost of the loan. However there are other things that should be considered when.... Read more »
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When is a personal loan better than a credit card?
July 6, 2010
There are good times to use a personal loan and good times to use a credit card. The problem is often that the borrower is not sufficiently aware of when to use what type of.... Read more »
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What is the difference between secured and unsecured loans?
June 29, 2010
It is very important to understand the difference between secured and unsecured loans. Secured loans are considerably cheaper than unsecured loans, but there are reasons for.... Read more »
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Consolidation loans
June 23, 2010
Consolidation loans are loans that are aimed at taking in all other loans into one loan. They have the advantage of only having one loan to track, while they also manage to lower the interest rate.... Read more »
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Buying a second hand car with a loan
June 16, 2010
A second hand car can be quite expensive and it is often the case that a person does not have the cash available to be able to get a second hand car easily. This will mean that they will have to.... Read more »
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When you should use an unsecured loan rather than a mortgage
June 7, 2010
Unsecured loans tend to cost more than a home loan, and so it is often assumed that a home loan should be used instead of an unsecured loan whenever possible. This is not always the case and there.... Read more »
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Why you should pay attention to compound interest
May 31, 2010
Compound interest is one of the most important facts of financial life, and has been called the eighth wonder of the world due to its effect on finances. It is important that a borrower has some.... Read more »
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